Even after you may observe a lot of precaution and try to be safe, a theft or some uncalled for burglary can happen at your premises. There is no guarantee that the mishap will not cause much loss or will not cause any harm to your valuables. For this sole purpose a special policy has been brought to the front in order to safeguard the valuables in trade.


  • Why you need the policy: The jeweller's block insurance policy is an ideal package that safeguards valuables put on trade. This is a niche policy specially designed for jewellers & diamontaires i.e. those establishments dealing solely in diamonds. Discount in premium is also made available sometimes, in case the premises have special protection devices like built-in vaults, strong rooms, closed circuit T.V. or armed guards.
  • What the policy offers: This policy covers any loss or damage caused to jewellery, gold and silver ornaments or plates, pearls, precious stones, cash and currency notes whilst contained in the premises that has been insured for fire, explosion, lightning, burglary, house breaking, theft, hold up, robbery, riot, strike and malicious damage and terrorism.
  • Who should buy: The jeweller's block insurance coverage in Mumbai is an ideal policy for jeweller's who are wholesalers or retailers. The policy cannot be given to establishments whose work is predominantly manufacturing like cutters and goldsmiths. The policy also cannot be given to angadias, brokers or pawn brokers etc. This policy can also be given to people who are trading these valuables and feel the need for a policy like this to safeguard their valuables.

This policy has many exclusions and warranties and it is always good to seek the right counsel to know the nitty gritty of the policy terms. Akshar being one of the best jeweller's block insurance advisor in Mumbai is always ready to help you plan your coverage perfectly. Without leaving any room for ambiguity, they decide your policy terms and the best hefty coverage that offers the right safety net for your valuables and treasure chest!



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