A workmen compensation policy coverage is a type of commercial insurance policy that keeps employers covered against legal liability arising from their workmen’s death or accident. This policy offers the right amount of compensation to the workmen and their family in case of their death or accident caused on duty.


  • Why you need the policy: The workmen compensation insurance policy is a must for employers who are appointing people to get their services on a day to day basis on a construction site or other similar setups. So, under the court of law if your employees can be specified and termed as workmen given your nature of business, we advise you to pick this policy to stay on guard for the future problems.
  • What the policy offers: The policy does not cover compensation for any injury caused by an accident or disease directly attributable to war, invasion, the act of a foreign enemy, hostilities (whether war be declared or not), civil war, mutiny, insurrection, rebellion, revolution or military or usurped power. However, it covers and compensates for death or injury, under natural circumstances caused to your workmen when employed with you.
  • Who should buy: This policy has been brought to action under the under the Workmen’s Compensation Act 1923 and Fatal Accident Act 1855 and is a must by all manufacturing/trading/servicing setups for all floor workers and office staff as well. Most of the contractors’/Sub contractors’ benefits are also covered under the policy terms. Other than that Individual/Public or Private Companies/ Partnership firms or by any of business/Trading entity operating in the country can buy this policy and get compensation from it if the need arises.

Akshar offers the best worker compensation insurance claim settlement in Mumbai by giving you a solution and settlement to a genuine claim within 120 days of making the claim. This helps you offer maximum help to your workers and support their family in case a misery strikes.



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